When a person is struck by a car or is involved in a collision with another driver, you’d expect the other driver to remain at the scene. Unfortunately, that doesn’t always happen. This leads to a hit-and-run collision, which may, unfortunately, lead to the victim paying for their own expenses.
In hit-and-run collisions, a driver flees the scene. There could be any number of reasons for doing so, and those reasons may range from not having insurance to not realizing that an accident took place. Drugs, alcohol and negligence may all play a role.
What should you do if you’re involved in a hit-and-run crash?
Like with any collision, the first thing to do is to make sure you and the others around you are safe. Check on your passengers, any others involved in the crash and then call 911 for assistance. The sooner emergency medical providers get to the scene, the better it is for everyone involved.
After you call 911, you should go to the hospital for treatment regardless of the fact that it may be expensive. Your health and wellness is the most important thing to worry about. Once you are there, you may be asked to speak with the police. Don’t say anything that makes it sound like you might have been at fault, just stick to the facts.
How will you pay for the losses after a hit-and-run crash?
In many cases, the police are actually able to find the person who fled the scene. Others may turn them in or the driver may return after realizing the mistake they made. The police, when called immediately after a crash, also have a good chance of tracking down the driver if you can say which way they went. While it doesn’t help you in your moment of distress, knowing who the driver is will help you file a claim against their insurance or a lawsuit against them directly.
If the driver is not found, you can typically still obtain coverage through your medical insurance and car insurance provider. Hospitals may have assistance programs for people in a position like yours as well. If you carry uninsured, or underinsured motorist coverage, then you likely can file with your own insurance company to cover medical bills and other losses. When you do, your attorney can help you get the most money possible for your injuries. Focus on recovering instead of worrying about going back to work or returning to your daily activities immediately.