Connecticut workers who are injured on the job are often thrown into an unfamiliar situation. Used to working hard at their workplace, suddenly a worker may be unable to work for a period of time due to an accident at work. It can be helpful for injured workers to understand their rights following an injury so that they can try to recoup their financial losses while they focus on reclaiming their health and getting back to work.
Almost all employees in Connecticut are covered by the state’s workers’ compensation system. Other than workers who work less than 26 hours per week in a private home, a person who is injured on the job will be protected by workers’ compensation coverage, including part-time workers, minors and non-citizens.
Many injured workers may be concerned that they will not receive workers’ compensation benefits if they in some way contributed to a workplace accident. Fortunately, this is simply not true. Connecticut’s workers’ compensation system is a no-fault system. An injured worker will be able to receive benefits after an accident even if he or she caused the accident in some way. Furthermore, even if a worker has a medical condition that increased the severity of a worker’s injury, the worker will still be eligible for benefits. However if an injury resulted from alcohol or other substance abuse, workers’ compensation benefits may not be available.
Workers’ compensation coverage can only be signed away in very limited circumstances, so it may benefit an injured worker to discuss with an attorney his or her options following a work accident. Almost all workers’ compensation benefits are non-taxable, as well, which can be a relief for many workers struggling to make ends meet following an injury.
Source: Connecticut Workers’ Compensation Commission, “An Employee’s Pocket Guide to Connecticut Worker’s Compensation,” accessed Aug. 12, 2016