An injury or illness due to one’s job can present a scary financial situation for many Connecticut workers. Workers may wonder if they will be able to cover their financial expenses if they are unable to work. The Workers’ Compensation Act provides for financial coverage that may ease some of this worry for an ill or injured worker.
Workers’ compensation benefits provide for full pay on the day a worker’s injury occurs, regardless of whether the worker was able to return to work following the injury. A worker who returns to work after having been injured may be eligible to receive wage replacement benefits if he or she has a relapse or recurrence related to the original injury.
If an injury prevents an employee from working in his or her usual job and another suitable type of work is available, an employee should be transferred to this other line of work. If the injury or illness is so severe that a worker cannot perform any job, Temporary Total Disability benefits may be available to compensate for the employee’s lost wages. Temporary Total Disability benefits are equal to 75 percent of the employee’s after-tax average weekly wage for the prior year.
If an employee can perform some work, but not the original work, he or she may be eligible for Temporary Partial Disability benefits. A worker who is authorized to do light or restricted work that the employer does not offer may receive these benefits while he or she looks for other work. Temporary Partial Disability benefits may also be available if the employer does offer light or restricted work, but it is in a lower paying job.
These workers’ compensation benefits are designed to ease the financial burden of lost wages for an injured or ill worker. If a worker has questions regarding the benefits he or she is receiving, or ought to receive, an attorney familiar with Connecticut’s workers’ compensation laws may be able to assist.
Source: State of Connecticut Workers’ Compensation Commission, http://wcc.state.ct.us/gen-info/if-injured/monetaryben.htm Accessed on April 3, 2015