A U.S. Postal Service worker in Connecticut required airlifting to a hospital following injuries sustained in an on-the-job crash. A pick-up truck struck the U.S. Postal Service truck from behind, propelling it into oncoming traffic. The U.S. Postal Service truck collided head-on with a vehicle heading in the opposite direction, causing injuries to five others in addition to the postal worker. Employees sustaining injuries at work, like the postal worker in this case, have a remedy to receive the compensation they deserve.
Workers’ compensation offers benefits to employees who sustain on-the-job injuries. In most states, employers must provide workers’ compensation insurance to cover injuries that are somehow connected to an employment requirement.
A workers’ compensation claim looks more like the filing of an insurance claim than a lawsuit against an employer. The injured worker reports the injury by completing a claim form and filing it as quickly as possible with the employer’s insurance company. Generally, a workers’ compensation claim remains the injured employee’s exclusive remedy, unless a third party contributor exists. In the Connecticut crash, the pick-up truck hit the U.S. Postal Service vehicle and further investigation will reveal whether the pick-up driver was determined to be at fault.
Current laws regarding workers’ compensation can cover a variety of injuries – from on-the-job vehicle accidents or diseases contracted from work-related toxins, to injuries resulting from mental and physical strain caused by work-related stress. The broad coverage helps assist workers who have been injured in work-related accidents, like the U.S. Postal Service employee in this instance, to receive the compensation they deserve for medical expenses, missed work and other damages related to the workplace incident.
Source: NBC Connecticut, “6 Injured in East Hampton Crash Involving USPS Truck,” May 31, 2014