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Understanding workers' compensation benefits for injured workers

Workers who have been injured at work in Connecticut may wonder what options and help might be available. The Connecticut workers' compensation system covers nearly all employees who have been injured while working. In general, nearly all employees including part-time employees, minors and other regardless of the type of occupation, size of the business, duration of employment or number of hours worked each day are eligible for workers' compensation.

Workers' compensation insurance is a no-fault insurance system. Private insurers and self-insured employers pay out benefits to injured workers regardless of who was at fault, including if the employee was at fault in the accident and in other circumstances. To obtain workers' compensation benefits, injured workers should immediately report their injuries to their employer, seek medical attention and promptly file a claim for benefits.

Workers' compensation assists workers injured in the workplace or suffering from an occupational disease with the needs injured workers and their families commonly face. Workers' compensation benefits provide for all necessary medical treatment; weekly benefits while the worker is disabled; vocational rehabilitation when needed; and additional benefits for scarring, disfigurement or when a worker has suffered permanent physical impairment in a workplace accident.

Because there are important timelines associated with filing a claim for workers' compensation benefits, it is necessary to be familiar with the process of applying for workers' compensation benefits and what to do if a claim for benefits has been denied. Workers' compensation benefits are essential for many injured workers and their families so they should be aware of their rights and the protections available to them.

Source: State of Connecticut Workers' Compensation Commission, "About Workers' Compensation," Accessed Nov. 3, 2016

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